The preceding treatment services and levels of care for alcohol and drug abuse will almost always be covered by all types of insurance. But that doesn’t mean that insurance companies will cover the entire cost of treatment programs or cover every treatment service provided by a rehab center. Private insurance plans must also offer coverage for SUD services that matches coverage for treatment of other diseases.
The company is focused on expanding access to high quality care by providing grants, mobile health programs, and other health initiatives. HCSC is one of the independent members of the Blue Cross Blue Shield Association. This is part of Centene’s comprehensive approach to offering holistic care for their members. CareSource is a nonprofit organization that provides a variety of health plans in eight states, including its home state of Ohio. In Arkansas, the company has teamed with healthcare groups to serve those with complex health needs. In Kentucky, West Virginia, and North Carolina, CareSource offers only Marketplace plans, and in Michigan they provide Medicaid plans.
Inpatient Drug and Alcohol Rehab: Definition, Treatment Options and More
Kaiser Permanente provides coverage for substance abuse, but specific coverage varies among plans. The amount of coverage is largely determined by your state of residence, in-network and out-of-network status of the provider, the length of treatment, and your insurance plan level. Florida Blue is part of the Guidewell family of companies and is a member of the Blue Cross Blue is dmt adictive Shield Association. Florida Blue offers individual and family plans through the Florida Insurance Marketplace, Medicare and Medicare Advantage plans, and employer plans that offer coverage to employees. Guidewell focuses on Florida health insurance and also owns Florida Health Care Plans and Triple-S, which operates in Puerto Rico. Health insurance benefits are designed to make health care both affordable and accessible, and there’s no stigma attached to asking for help.
Does Insurance Cover Rehab for Addiction?
Yes, health insurance plans will generally cover the cost of treatment for substance use disorder (drug and alcohol addiction) and mental health conditions. The particular health insurance plan that you have will determine how much of your treatment is covered by your insurance plan, as well as how much you will be required to pay out-of-pocket. It’s best to check with your insurance provider before trying to enter a treatment program for substance abuse issues to understand the details of what is covered under your plan. Private insurance coverage varies per plan, but all insurance providers are required to cover substance use disorder treatment as an essential health care benefit. Serving 21 counties in central Pennsylvania, Capital Blue Cross offers health insurance plans along with a variety of other member benefits. Members can take classes to learn about health, get fitness and nutrition advice, access virtual healthcare, and earn rewards through healthy living.
- Many of the rehab facilities under the American Addiction Centers umbrella are in-network with insurance providers, which can help with the cost of treatment.
- Founded in 1933, PacificSource is a not for profit health insurance company serving those in Washington State, Oregon, Montana, and Idaho.
- The preceding treatment services and levels of care for alcohol and drug abuse will almost always be covered by all types of insurance.
- Additional services deemed not medically necessary are less likely to be covered.
- Aetna has served customers for 170 years, and in 2018 it merged with CVS Health Corp and became a subsidiary of CVS.
MVP Health Care is a not for profit regional health plan that focuses on helping members achieve the best health and wellbeing possible. how long does a salvia trip last They offer coverage in New York and Vermont, including individual and family plans, Medicare plans, dental and vision coverage, and employer plans. MVP Health Care also has Child Health Plus plans for those in New York under age 19 who don’t qualify for Medicaid or have other insurance coverage. Employers who are self funding their health insurance program and need help with administration can turn to Meritain Health.
Thanks to the Affordable Care Act (ACA), and the Mental Health Parity and Addiction Equity Act (MHPAEA) that preceded it, Americans receive health insurance coverage for addiction treatment. Before you start searching, it’s important to understand how treatment providers will charge for their services, what health insurance may cover, and other ways to pay. Inpatient drug rehabilitation encompasses multiple levels of care, while residential treatment is a subcategory of inpatient drug rehabilitation. There are varying programs that form inpatient care, ranging from detoxification to residential care. Tufts Health Plan was founded in 1979 and provides health insurance in Massachusetts.
HealthPartners
Wellmark, a Blue Cross Blue Shield member, is a top provider of health drinking out of boredom insurance in Iowa and South Dakota. You can find Medicare plans, individual and family plans, and employer sponsored insurance with Wellmark. The company has operated for 80 years and is a mutual insurance company, so it is owned by its policyholders. They offer individual and family plans, options for Medicare members, and employer plans. Regence also helps members with affordable prescription medications and provides behavioral health resources and support.
Providence Health Plan is a not for profit collective that has been in business for over 160 years. The company offers individual and family plans, Medicare coverage, and employer plans. The insurance coverage uses Providence health care facilities, which include 51 hospitals, 1000 clinics, and 18 supportive housing facilities across Alaska, California, Washington, Oregon, and Montana.
Using Insurance to Cover Alcohol Rehab
This helpline is answered by Legacy Healing Center, an addiction treatment provider with treatment facilities in California, Florida, Ohio, and New Jersey. Optimum Healthcare offers Medicare Advantage plans in central and south Florida. Similarly, employer-provided group insurance plans can be expensive and may be subject to restrictions. If you or a loved one is facing a substance use disorder, you can find treatment today. Call or visit AddictionResource.net to learn about the recovery process and how to get started.